Financing Your Project

Start your project today. Pay for it over time.

New fence, patio, drainage fix, or a full landscape makeover — get the work you want now and split the cost into simple monthly payments with Affirm. Rates as low as 0% APR for those who qualify.

• Checking your options won't affect your credit score


• Payment plans from 3 to 36 months


• No hidden fees and no late fees

Get your free quote →

Why finance your project?

Big projects shouldn't have to wait until you've saved up. Financing lets you move forward now and pay in comfortable monthly amounts.

• Start sooner. No waiting to save up — break ground on your fence or landscape project right away.


• Predictable payments. See your total and your monthly amount upfront, then pay on a schedule that fits your life.


• No surprises. Clear terms with no hidden fees and no late fees. What you agree to is what you pay.


• Quick, no-pressure check. See your options in real time. Checking your eligibility won't affect your credit score.

How it works

Financing is built right into the way we already bill for a job — there's nothing extra to sign up for ahead of time.

1. Get your free quote. Text or call Marino's and we'll walk your property and price the project — no obligation, no cost.


2. Approve the work and get your invoice. Once you're happy with the plan, we send you a secure invoice for the job.


3. Choose Affirm to pay over time. Select Affirm when you pay your invoice, get a decision in real time, and pick the monthly plan that works for you.

What you can finance

From a single fence to a full outdoor transformation — if we can build it or grow it, chances are you can finance it. A few of the projects our customers love to spread out over time:

• Fence installation — privacy, vinyl, and custom fencing, our specialty, installed to last


• Patios & hardscaping — stone patios, walkways, retaining walls, and other built features


• Garden design & makeovers — full landscape redesigns, planting, mulch, and curb-appeal projects


• Drainage & grading — pop-up drains, regrading, and solutions that protect your property


• Commercial projects — larger property improvements and ongoing commercial maintenance


• Seasonal & clean-up work — spring and fall clean-ups, seasonal displays, and refreshes

The details

When you choose Affirm at checkout, you'll see your total cost and monthly payment before you commit. Approval happens in real time, and checking your eligibility won't affect your credit score.

• Finance from $50 to $20,000


• Payment terms typically 3 to 36 months


• Rates as low as 0% APR for qualified customers (0–36% APR based on your credit)


• No hidden fees and no late fees

As an example, a $1,000 project might cost about $90.26 per month over 12 months at 15% APR.

Frequently asked questions

Will checking my financing options affect my credit?

No. Seeing your available options is a quick check that won't affect your credit score. If you decide to move forward, Affirm will confirm your final terms before anything is finalized.

What can I finance?

Just about any project we do — fence installation and repairs, patios and hardscaping, drainage work, garden design, full landscape makeovers, commercial property work, and more. Financing is available for eligible projects between $50 and $20,000.

How long are the payment terms?

Payment plans typically range from 3 to 36 months. When you check out with Affirm, you'll be shown the plans you qualify for and can pick the monthly amount and length that works best for your budget.

What will it cost me?

You'll always see your total and monthly payment before you agree to anything. Rates range from 0% to 36% APR depending on your credit. There are no hidden fees and no late fees.

Who is Affirm?

Affirm is a trusted "buy now, pay later" provider that we offer as a way to pay your invoice over time. Loans are made or arranged by Affirm's lending partners. You can read more about how it works here.

How do I make or manage my payments?

Once you choose Affirm, you'll manage your payment schedule, methods, and account directly through Affirm. Visit the Affirm Help Center to log in, get support, or manage your payments.

Ready to transform your outdoor space?

Get your free, no-obligation quote from Nino and the Marino's team — then choose Affirm at checkout to pay over time.

Get a free quote →  |  Manage my Affirm payments

Payment options through Affirm are subject to an eligibility check and may not be available everywhere. Rates from 0–36% APR. For example, a $1,000 purchase might cost $90.26/mo over 12 months at 15% APR. A down payment may be required and estimated payments may exclude taxes. Financing is offered on eligible invoices; loans are made or arranged by Affirm's lending partners — see affirm.com/lenders. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses and affirm.com/disclosures. Marino's Landscaping is not a lender and does not make credit decisions.